DogBiteAccidentLawyer.com

Insurance for the Dog Owner

Whether you rent or own, insurance for the dog owner is a must. Even the friendliest, most docile and loving dog in the world can bite under the right circumstances.  And the reality of dog ownership is that some dogs become aggressive without warning.  If your dog attacks or bites a person or another animal, you can be held liable for their injuries.  If you have insurance, your insurer will pay for these damages up to the limit that your insurance policy covers.  If you don’t have insurance, the dog bite victim can still hire a competent dog bite lawyer, sue you for damages and get a judgment against you.  Insured or not, if your dog is responsible for a severe attack that leaves behind devastating injuries, you can also be charged criminally.  

Is Your Dog Aggressive? 

If your dog is aggressive, any injuries that he causes could fall under the “one bite rule”.  This rule states that if you know that the dog is a danger, then you must act accordingly to protect others from your dog.  The best way to avoid being liable for the injuries that your dog might cause is to not own an aggressive dog in the first place.  Certain breeds are naturally aggressive, like Rottweiler and pit bull dogs.  Other dogs become aggressive for a number of different reasons.  If your dog begins to act out, jumping on people or trying to attack others, then it may be time to consider getting rid of the dog.  If you have a dog, aggressive or not – insurance for the dog owner is important! 

Types of Insurance for the Dog Owner

If you have home insurance, you may have insurance that protects you from liability if your dog harms someone.  Check with your agent to be sure that you are covered.  This may be called personal liability insurance, and this is valuable insurance that can keep you from being out-of-pocket for costs associated with dog bite injuries, including hiring a dog bite lawyer to represent you and present your defense in a court of law.

If you rent your home and have not yet purchased rental insurance, you should consider this an essential expense that is related to owning a dog.  Inversely, if you are a landlord or property owner, it is invariably a wise move to buy insurance for your property to protect you from claims of liability if your tenant knowingly or secretly owns a dog that ends up biting someone.

If you or someone you love has been attacked by a dog, contact a dog bite lawyer right away.  DogBiteAccidentLawyer.Com has successfully represented or litigated for many dog bite accident victims and has recovered more than a billion dollars in compensatory awards to date.